What you get
- Earn 15 RP per ₹100 on eligible online shopping, travel, dining, movies and international spends, subject to excluded merchant categories and caps; redeem as statement credit at ₹0.25/RP.
- Domestic lounge access requires Rs 75,000 eligible spend in the previous quarter; primary and add-on cardholder terms apply.
Worth knowing
- Value
- 3.75% statement-credit value on eligible accelerated spends, subject to caps
- Offer
- Zero joining and first-year fee from 1 September 2026
- Forex
- 15 RP per Rs 100 on eligible international spends; forex markup and GST reduce net value
- Movies
- Buy 1 Get 1 movie offer
- Milestone
- 20,000 RP bonus on ₹5L annual spends
- Redemption
- Easy redemption via statement credit
Core benefits are confirmed by the current product and leaflet. The detailed July excluded-merchant-code PDF was not retrievable during this check.
