ICICI Emeralde Private
ICICI Bank · Mastercard World EliteInvite onlyMetalLuxury
- Fee
- Rs 12,499 + GSTWaiver at Rs 10L
- Rewards
- 3% base value
- Lounges
- Unlimited
Checked against ICICI Bank’s own pages on 3 October 2026
What you get
- Earn 6 RP per Rs 200 on eligible retail spends, worth up to Rs 1 per point for flights, hotels and premium brand vouchers.
- Get 12,500 RP on joining and renewal, Taj Epicure Plus, EazyDiner Prime, unlimited lounges, unlimited golf and iShop rewards up to 12X.
Worth knowing
- Base
- 6 RP per Rs 200, about 3% reward value
- iShop
- 6X flights/vouchers, 12X hotels; bonus cap 18K/month, 10K/day
- Welcome
- 12,500 RP after joining-fee payment + Taj Epicure Plus
- Lounge
- Unlimited domestic + international access
- Fee
- Rs 12,499 + GST, waived at Rs 10L spends
ICICI’s product page and detailed terms conflict on the insurance cap (5,000 versus 1,000 RP). Ask ICICI to confirm your applicable cap before a large premium payment.
