What you get
- Earn 5X RP per Rs 150 on eligible spends up to Rs 20,000, 10X on incremental eligible monthly spends above Rs 20,000, and 5X on international spends; reduced-rate categories do not count toward the threshold.
- Get zero forex markup, 4 domestic plus 4 international lounge visits per quarter, railway lounges, BOGO movies, golf and trip cancellation cover.
Worth knowing
- Forex
- 0% foreign currency markup
- Rewards
- 5X up to Rs 20K, 10X above Rs 20K eligible spends per cycle; reduced-rate categories excluded
- Lounge
- 4 domestic + 4 international visits/quarter
- Movies
- BOGO up to ₹500 twice/month after ₹20K previous-month spend
- Golf
- One at ₹20K / two at ₹40K previous-cycle spend
Postcard frequency conflicts between the product page (quarterly) and offer PDF (monthly). The page uses the conservative quarterly entitlement pending issuer clarification.
