What you get
- Earn 6 Kiwis per Rs 100 on eligible UPI spends, worth 1.5% as statement-credit value.
- Optional Neon costs Rs 999/year and can lift eligible UPI cashback to 3%, 4% or 5% as annual UPI milestones are crossed.
Worth knowing
- Fee
- PNB virtual / AU free; PNB physical fees apply. Neon is separate
- Neon
- Up to 5% cashback on UPI transactions with Neon Membership
- Lounge
- Up to 3 domestic lounge visits with Neon milestones
- Issuers
- Yes Bank, PNB or AU Bank for new cards
Fees and eligibility differ by issuer and virtual/physical card. Detailed YES-issued terms were not independently accessible.
