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Gold Charge to Marriott Bonvoy transfer guide

Review the Amex Gold Charge to Marriott Bonvoy transfer ratio, timing, cap and booking checks before moving points.

AmexAmex Gold Charge
Hotel partnerMarriott Bonvoy
You transfer10,000Gold Charge pts
You receive10,000Marriott Bonvoy pts
1,000at 1:1 ratio2,00,000

One-way transfer — points move from card to partner only and cannot be moved back.

Ratio
1:1
Posting window
Up to 3-5 working days
Transfer limit
Issuer limit may apply

Route brief

Source program
Amex Gold Charge
Destination
Marriott Bonvoy
Ratio
1:1
10,000 source points
10,000 partner points
Posting window
Up to 3-5 working days
Transfer limit
Issuer limit may apply

Check before moving Gold Charge points

The ratio matters after the redemption is real. Find the award room, calculate the amount, verify the account and submit only when ready to book.

  1. Confirm the redemption existsCheck Marriott Bonvoy for the exact award room, taxes, cancellation rules and passenger or guest names before moving points.
  2. Calculate the exact transfer amountUse the 1:1 ratio, Issuer limit may apply limit and the live booking price to avoid transferring stranded points.
  3. Verify the loyalty accountMatch the Marriott Bonvoy membership number and account name before submitting through the Gold Charge rewards portal.
  4. Transfer and book immediatelySubmit only when ready to book, track the Up to 3-5 working days posting window and complete the redemption as soon as points land.

Transfer decision notes

Estimated output
At the current 1:1 guide ratio, 10,000 Gold Charge points estimate 10,000 Marriott Bonvoy points before transfer bonuses, taxes or award-price changes.
Availability first
Confirm that the Marriott Bonvoy award room is visible, bookable and worth the taxes and cancellation rules before transferring.
Failure points
Account-name mismatches, an incorrect membership number, Issuer limit may apply, up to 3-5 working days posting window, repricing and sold-out inventory can break the booking plan.
Official route note
Amex India Membership Rewards FAQ says partner transfers usually take up to 3-5 working days; recheck the logged-in portal for the applicable Marriott ratio before submission.

Stretch further — onward to airline miles

Marriott Bonvoy points transfer onward to airline partners, so Gold Charge points can reach airline miles in two hops. Marriott Bonvoy transfers to 38 airline partners, mostly at 3:1, with a 5,000-mile bonus per 60,000 points moved; United gets 10,000 bonus miles, while American, Avianca and Delta are excluded from that bonus. Ratios below are the end-to-end Gold Charge → Marriott Bonvoy → airline rate.

Onward transfer source
  • KrisFlyerGold Charge → Marriott Bonvoy → KrisFlyer3:1
  • Etihad GuestGold Charge → Marriott Bonvoy → Etihad Guest3:1
  • Qatar Privilege ClubGold Charge → Marriott Bonvoy → Qatar Privilege Club3:1
  • The British Airways ClubGold Charge → Marriott Bonvoy → The British Airways Club3:1
  • Flying BlueGold Charge → Marriott Bonvoy → Flying Blue3:1
  • United MileagePlusGold Charge → Marriott Bonvoy → United MileagePlus3:1
  • Asia MilesGold Charge → Marriott Bonvoy → Asia Miles3:1
  • AeroplanGold Charge → Marriott Bonvoy → Aeroplan3:1
  • JAL Mileage BankGold Charge → Marriott Bonvoy → JAL Mileage Bank3:1
  • Qantas Frequent FlyerGold Charge → Marriott Bonvoy → Qantas Frequent Flyer3:1
  • Miles & SmilesGold Charge → Marriott Bonvoy → Miles & Smiles3:1
  • Royal Orchid PlusGold Charge → Marriott Bonvoy → Royal Orchid Plus3:1
  • Fortune Wings ClubGold Charge → Marriott Bonvoy → Fortune Wings Club3:1
  • Emirates SkywardsGold Charge → Marriott Bonvoy → Emirates Skywards3:1
  • Saudia AlFursanGold Charge → Marriott Bonvoy → Saudia AlFursan3:1
  • ShebaMilesGold Charge → Marriott Bonvoy → ShebaMiles3:1

Questions and answers

How many Marriott Bonvoy points is 10,000 Gold Charge points?
At the 1:1 transfer ratio, 10,000 Amex Gold Charge points convert to about 10,000 Marriott Bonvoy points before any transfer bonus. Ratios and award prices change, so confirm in the Amex portal before moving points.
How long does the Gold Charge to Marriott Bonvoy transfer take?
Up to 3-5 working days once you confirm the transfer in the Amex rewards portal. Only transfer after the award room is confirmed — the move cannot be reversed.
Can you transfer Marriott Bonvoy points back to Gold Charge?
No. Card-to-partner transfers are one-way and final. Move only the exact points you need for a booking you are ready to make.
Is there a cap on Gold Charge to Marriott Bonvoy transfers?
Issuer limit may apply. Check the issuer portal for the current cap, fees and any required registration before you transfer.
Is Gold Charge to Marriott Bonvoy a good transfer?
At 1:1 you keep full value on the move, so it can be strong when Marriott Bonvoy prices the award room you want. Value still comes from the redemption, not the ratio alone.