What you get
- Earn 25 RP per Rs 200 on eligible 5X business categories after Rs 25,000 qualifying non-tax spend in the statement cycle.
- Earn a Rs 5,000 quarterly voucher at Rs 2.5L eligible spend, and access domestic and international lounges.
Worth knowing
- 5X rewards
- 25 RP per Rs 200 on eligible business spends
- Unlock
- Rs 25K qualifying non-tax spend per statement cycle
- Tax payments
- Only the first 2 income-tax and first 2 GST transactions per cycle earn points
- Milestone
- Rs 5K voucher at Rs 2.5L quarterly spend
- Lounge
- 2 domestic/qtr after ₹75K previous-quarter spend; 6 intl/year by network route
SmartBuy’s transfer screen requires cardholder verification. Accor 2:1 is confirmed by Accor’s official HDFC terms; other current card-specific ratios require the live account screen.
