What you get
- Earn 5 RP per Rs 150 on eligible spends, 10 RP per Rs 150 on weekend dining, and up to 10X rewards through SmartBuy.
- Get unlimited domestic and international lounge access, 10,000 bonus RP at Rs 4L calendar-quarter spends, and 1 RP = Rs 1 on SmartBuy travel.
Worth knowing
- Base
- 5 RP per Rs 150, about 3.3% travel value
- SmartBuy
- SmartBuy accelerators; bonus cap 10K/month and 10K/day
- Milestone
- 10,000 RP at Rs 4L calendar-quarter spends
- Lounge
- Unlimited domestic + international access
- Fee
- Rs 10,000 + GST, waived at Rs 8L spends
SmartBuy’s transfer screen requires cardholder verification. Accor 2:1 is confirmed by Accor’s official HDFC terms; other current card-specific ratios require the live account screen.
